Accumulator Bet

In this article, we are going to explain one of the simplest betting options, the accumulator bet. There are a lot of different options when you’re betting but it is sometimes difficult knowing which one to pick. However, when you have an understanding of what is available to you, you have a much better chance of becoming a winning punter.


  1. What is an Accumulator bet?
  2. Types of Accumulator Bets
  3. Accumulator bet example
  4. Accumulator bet tips

Accumulator Bet Football

What is an Accumulator Bet?

An accumulator is the simplest form of multiple bet. It contains 4 or more selections. The odds of each selection in the accumulator are multiplied to give you accumulative odds.

It really is an all or nothing bet. Though, it’s one of the best to take if you are confident in your selections. Therefore, accumulators usually contain selections with low odds. It’s not for the faint hearted though. If you choose 8 selections, and only 7 win, you will come away empty handed, which can be heartbreaking!

Accumulators are available for all sports. Though make sure you check with your bookmaker as  they vary in their rules on combining selections from more than one to create a single bet. In racing in particular, if there is a non-runner, most will calculate returns based only on the selections that ran. So a Five-fold Accumulator would become a Four-fold.

Types of Accumulator Bets

Accumulator Bet NameNumber of selections
Four-fold Accumulator4
Five-fold Accumulator5
Six-fold Accumulator6
Seven-fold Accumulator7
Eight-fold Accumulator8

Accumulator bets have no upper limit to the amount of selections you can make. Though the more selections, the less chance you have to predict each outcome correctly. However, in theory, this means accumulator bets have the potential to turn fairly meagre stakes into life changing winnings.

Accumulator Bet Example

For the purpose of this accumulator, we are going to use a £10 stake, and assume that the odds of each selection is evens (2.0). We’re also going to show it as a 5 team accumulator, however, you can usually add many more to the bet slip. This isn’t usually advisable, unless you have done your research and understand the stats of your selections! Selections from the same event cannot be combined into a single accumulator, this is to prevent anyone trying to place several bets on the same runner.

Firstly, you must pick your 5 teams. Once you add them to the bet slip, a box will appear saying ‘Accumulator’. This is where you input your stake, and usually, the bet slip will automatically calculate your returns.

Five selections at odds of 2.0 will be calculated as follows: 2 x 2 x 2 x 2 x 2 = 32

Once you place your £10 stake on this accumulator, you will have a return of £320 should all 5 teams win.

Dead heats for a winning position are settled at reduced odds using standard rules.

Accumulator Bet tips

An accumulator is the ultimate ‘going for gold’ bet. It can see you make huge returns, but there is a large element of luck, and there is no safety net that you will see with other bets.

However, it is also probably the most popular of all of the multiple betting options, mainly because of its simplicity.

One tactic you could use is to hedge your risk by placing bets on the folds of the wager. This will mean it is still possible to gain a return even when not all selections win e.g. a person placing a 5-fold accumulator might also place a stake on the 5 smaller 4-fold accumulators so that should one selection fail to win, they won’t lose everything.

Another favourite Accumulator betting tip is to look for teams with good home form. Teams almost always have an advantage playing at home and there can be some real value in close games picking the home side at good odds.

The third popular tactic is to back a draw accumulator. These can return large winnings from as little as 3 or 4 games. Though, it can be very hard to predict draws. Should you manage it, the pay out is worth it. £10 on three draws will roughly return 50/1 which is not bad for a day’s work.